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My name is Lisa T. Smith, and I have over 25 years of banking and lending experience. My focus is building strong client relationships through effective communication and by gaining a deep understanding of my customers’ needs, whether they’re buying their first home or their dream home.

Bank of the Bluegrass offers traditional loan products like larger banks do, but we also have specialized products that may fit your specific needs. We offer great mortgage loan programs such as conventional, long-term, fixed-rate loans, government loan programs, including Federal Housing Administration (FHA), Veterans Administration (VA), and Kentucky Housing Corporation (KHC) loans, down payment assistance programs, adjustable-rate loans, jumbo loans, and rental property financing. *

We also offer bridge loans, initial construction loans, construction-to-permanent loans, and home equity lines of credit.*

Regardless of which loan program fits your needs, you’ll know you’ve made the right decision in applying with “The Best Bank in Town” because of the personal attention you’ll receive here at Bank of the Bluegrass.

To begin your online interview, click on “Get Started.”

 *subject to credit approval and program guidelines